All You Need to Know About Financing a Volvo Vehicle at Gorges Volvo Cars

Picking out a new or used Volvo vehicle from Gorges Volvo Cars is exciting. Yet, the expectation of financing your selected model can be daunting or overwhelming. Don't be nervous about exploring your financing options for your ideal Volvo car. The experts at our finance center are here to simplify financing, thoroughly explain your options, and guide you through the financing process. We understand that our clients who are not familiar with auto financing can be confused about their potential choices, so we take it step-by-step to ensure you are confident in your ultimate financing decision and plan.

Buying vs. Leasing

Two of the most common auto financing arrangements include buying and leasing. When our Omaha clients buy a vehicle, they agree to become the owner of the selected vehicle. Whether that is done immediately via payment in full or through installments paid to a lender, buying a vehicle from our dealership will result in eventual ownership. Financing a vehicle through one of our lenders is convenient and cost-efficient for many buyers. We can help by shopping rates and terms from a network of lenders near Council Bluffs and beyond.

Leasing a vehicle is different in its outcome. While you will also pay a set monthly payment for a lease arrangement, you surrender the vehicle to us once the lease ends. You can sometimes buy out of your lease and take ownership of the vehicle. Yet, the purpose of the lease is to offer buyers the flexibility they may need in an auto loan. Your monthly payments will be less, and you'll benefit from the new features on your leased model. This is a good choice for shoppers who don't drive far and often outside Iowa.

Financing for All Vehicle Types

At Gorges Volvo Cars, we maintain an inventory of many vehicle types, so it is only logical for us to incorporate a variety of financing options to accompany these models, too. New models often qualify for more favorable financing terms due to their brand-new condition and value maintenance. We also offer high-quality pre-owned models. We offer to finance used Volvo cars, and we also have additional used models from other automakers on our lot near Bellevue. Lastly, we also have several certified pre-owned Volvo vehicles in our inventory. CPO models are gently used but meet stringent requirements and undergo a thorough inspection. Our certified pre-owned Volvo models are accompanied by warranties that our other used models don't come with.

Financing Basics

With every vehicle type, you'll find specific financing requirements for new, used, or certified pre-owned models. For example, new vehicles will typically qualify for a lower APR and longer-term options. You might be able to stretch a new auto loan term to 84 months, reducing the payment to fit your unique Lincoln budget. In comparison, interest rates for used models are usually higher than those of new vehicles, and available terms are often shorter. This could result in a slightly higher payment, but they often offer more competitive rates than new vehicles. Due to their superior condition, certified pre-owned models fall somewhere in between with overall favorable financing terms.

Online Financing Tools

Many of our clients around Fremont don't know that you can find an array of auto financing tools online. You can use tools on our website to calculate your potential vehicle payment. In this calculator, you can add down payment options, trade-in value, and sales tax and fees. You can even modify the projected interest rate and see what your payment would look like with various repayment terms. Once you've found the used or new Volvo model that fits your budget, you can get pre-approved online or even fill out an auto loan application.

Visit Gorges Volvo Cars to Discussed Volvo Financing Options

If you prefer a personal experience, you can always come into our dealership to take a new or used Volvo model on a test drive and apply for financing. Our dealership employs highly-trained and experienced staff to assist clients and help you find an exceptional deal. So, come to our dealership today to see your options for financing a Volvo car. Gorges Volvo Cars proudly serves our community and the surrounding Nebraska areas.

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